PREXTA S.p.A. is a consumer credit company operating within the Mediolanum Group, dedicated to providing accessible, transparent, and responsible lending solutions to households across Italy.
PREXTA S.p.A. was established as part of the Mediolanum Group's broader strategy to serve the consumer credit needs of Italian families and workers. Drawing on the Group's long-standing expertise in financial services, PREXTA was created to deliver lending products that are straightforward, fair, and closely aligned with the real needs of borrowers.
Our headquarters in Basiglio, within the Milan metropolitan area, places us at the heart of one of Europe's most dynamic financial regions. From this base, we coordinate a nationwide network of partners and channels that bring our services to customers wherever they are.
The values below shape how we design our products, interact with customers, and uphold our responsibilities as a lender.
We present terms clearly and completely. Every rate, fee, and condition is communicated upfront, so customers always know what they are agreeing to.
We assess each application carefully, lending only when repayment is sustainable. Responsible lending protects both the customer and the integrity of the credit system.
Real people with real needs sit behind every application. We listen, we explain, and we support — not just at the start, but throughout the life of the loan.
We operate under strict regulatory standards and internal controls. Compliance is not a constraint — it is the foundation of trust with our customers and partners.
The Mediolanum Group is one of Italy's most recognised financial services organisations, with a history spanning several decades in banking, asset management, and insurance. Being part of this Group gives PREXTA access to deep financial expertise, robust infrastructure, and a shared commitment to putting customers first.
This relationship also means that PREXTA operates within a framework of rigorous governance, benefiting from the Group's investment in technology, risk management, and regulatory compliance.
See What We DoOur mission is to provide Italian households with lending solutions that are easy to understand, fair in cost, and sustainable over time. We aim to be a lender that customers recommend to their families — not because of marketing, but because of the experience they received.
